We perform a comprehensive review of the goals and objectives of our clients to ensure that we are presenting only the products that provide the best value to the company and its employees.

Workers' Comp

Protects if your employees become ill or injured while at work:

You choose employees for the value they add to your business — whether a key member of your management team, a skilled technician or your executive assistant. If anyone suffers an on-the-job injury, you want to try to take care of them and minimize lost productivity.

In a best-case scenario, you’re able to manage an injury so employees can get back to work as quickly as possible. And Farmers® has highly specialized workers’ compensation services that can help.

A workers’ compensation policy can address medical care and lost income for your employees, death benefits for survivors, and your potential liability for covered claims.

Farmers works with you to reduce costs and improve recovery times — by making quick contact with an injured employee and using excellent medical providers for a specific injury or illness.

Ascend Benefit Solutions Insurance Services offers strong vendor relationships which are key to forging a successful policy renewal negotiation. Our renewal rate is unmatched in the industry. Through our strategic partnerships, as well as our access to public and private exchanges, ABS offers flexible programs to suit a client’s specific needs.

Loss Control Insurance Services

A safer workplace can give you more control over expenses that may impact your company’s ability to compete in the marketplace. Loss control helps you understand potential areas of loss or hazard — and establish best practices to help avoid them in the future.

Ascend Benefit Solutions helps clients communicate new benefits programs, starting with an in-depth understanding of a company’s unique culture. In collaboration with your HR department, we can offer customized solutions such as employee flyers, newsletters, posters and the like – all designed to help you meet plan participation goals and ensure a successful open enrollment. We also offer compliance-related documents such as employee handbooks, job descriptions and mandated notices.

General Liability Insurance

General liability insurance (GL), often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance quotes usually include:

• Bodily injury and property damage liability
• Personal and advertising injury
• Medical payments
• Products completed operations
• Damage to premises rented to you

Learn how these overages protect small businesses and how much you’ll want to consider for your unique risk.

The demand for Health Fairs has increased as companies learn that a health and wellness program can improve performance, reduce absenteeism, increase morale and help contain health care costs. More and more corporations have started incorporating health fairs into their employee benefits programs realizing that healthy, happy employees who feel that their employer cares about them cost their companies less money.

Ascend Benefit Solutions Insurance Services provides everything an employer needs to conduct a successful Health Fair – from staffing to materials to promotional items and more. All materials and services are customized to fit the employers’ needs.

It’s more important than ever for our clients to have the most up-to-date information regarding changes brought about by the Affordable Care Act as well as other Federal and State legislative changes throughout the year.

To accomplish this, Ascend Benefit Solutions Insurance Services provides access to educational webinars, seminars and Health Fairs at your request on a variety of subjects for your employees. So whether you need an update on compliance or want to provide your employees with a video on workplace issues and/or health care information, we're there for you.